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By Tom "Big Al" Schreiter

The $50 Payoff

I know of one instance where a $50 monthly bonus check made all the difference in the world for one distributor. I had lunch with the young man several years ago. He was a vegetable farmer from Missouri. When his $50 bonus check arrived in the mail, he was so excited he couldn’t stop talking about it. I couldn’t figure out why, so I asked him, "Why all this excitement over a $50 bonus check?"

He answered,

"You see, I’m a vegetable farmer. After all my expenses, I end up with about $5 a month that I can call my own. That’s it. Just $5. Well, I got this $50 bonus check, and that’s 10 times more spending money that I usually have. I can take the family to a movie, have dinner out, or a dozen different choices I never had before."

He got me thinking. If your regular job pays all your day-to-day expenses, then any bonus check your receive for your part-time business is "fun money." It’s not spoken for. So, if you have an extra $500 bonus check a month, WOW! You could use it to make payments on a brand new car. Or, get a larger house. Or, take a cruise every two or three months. Set up an investment program and retire early. Or, ???? Hmmm. Extra money really means more once your everyday expenses are covered by your salary.

The $100,000 Problem

Sometimes the part-time bonus checks even exceed your full-time salary. My good friend, Tom, had a problem.

His regular job earned him $50,000 a year. After working his MLM business part-time for three years, his part-time MLM bonus income neared $100,000 a year. Now, I wouldn’t think he had a problem, but he came to me with a worried face and said,

"Tom, I’m just getting too busy. I’m afraid I won’t be able to service both my job and my part-time business fairly, unless I give up one of them. I like giving good service and doing things first class."

Well, my friend had good MLM skills, his part-time income certainly was the exceptional, but I really questioned his business sense.

I said, "If you are making twice as much part-time in MLM as your full-time salary, I think it would make sense to quit your full-time job and enjoy your $100,000 part-time income."

He agreed. Now his part-time MLM income continues to increase and he has time to work out at the gym, spend time with his family, visit friends on the telephone, travel, and yes, he still fits in his MLM business. While he may have been confused originally on which career to give up, it does prove that you don’t have to be a nuclear scientist to build large incomes in MLM.

Another friend, Bob, used a conservative investment strategy to build a fortune from a relatively modest MLM monthly bonus check of only $500.

How did he do it?

He said to himself, "My monthly job earnings pays all my bills, so I’ll just use the extra $500 a month to pay off my house mortgage faster. In only four years time his house was completely paid off. Now, he had an extra $1,000 a month free because there were no more mortgage payments, and the additional $500 a month MLM bonus check. With the $1,500 total free monthly spendable cash, where should he invest it?

Bob purchased the house next door. The tenants’ rent payment paid the monthly mortgage. Bob invested the extra $1,500 of his monthly cash flow to accelerate his mortgage repayment schedule. In about five years, the house next door was completely debt free.

Now Bob’s financial picture looked like this. His regular job paid all his living expenses, plus he had $1,000 a month free because he had no mortgage on his personal residence. Rental income from the house next door added an additional $1,000 of monthly cash flow. And, Bob’s bonus check still averaged and extra $500 a month. So what did Bob do with his extra $2,500 in extra cash flow?

He purchased another house down the street. The tenants’ rent paid the monthly mortgage plus Bob added an additional $2,500 a month in principal reduction.

Soon Bob’s financial picture looked like this. His regular job paid all his living expenses, plus he had $1,000 a month free because he had no mortgage on his personal residence. Rental income from the house next door added an additional $1,000 of monthly cash flow. Rental income from the house down the street added an additional $1,000 of monthly cash flow. And, Bob’s bonus check still averaged and extra $500 a month. So what did Bob do with his extra $3,500 in extra cash flow?

Well, you get the picture. Bob never earned more than an average $500 bonus check, yet now, he is financially secure. Even if Bob were to lose his job and his MLM company go out of business, his monthly rental collections would support him nicely. As of today, his monthly net income is over $5,000 from rental payments alone.

Group 3.


Finally, there is a full-time career in MLM. It takes time, you have to develop and learn the skills, and it probably won’t happen overnight. In fact, some people with great part-time MLM incomes never quit their jobs because they love their jobs. They love what they do. The extra money from their part-time income guarantees they will always have choices. Their choices.

However, many people jump at the chance to leverage their MLM incomes even higher by making MLM their full-time career. What incomes do these experienced, skilled, full-time professionals make? A lot. If you pay your dues, you should expect to be rewarded. Many times you’ll hear of certain MLM professionals earning unbelievable incomes of six figures a month. Well, these people are the exception. The real full-time success stories in MLM are those leaders who have time with their families, time for their church, time for their hobbies, and time for whatever they desire because they receive a four or five figure monthly MLM bonus check and now have the time to enjoy it.

So, how much can you make in MLM?

It’s entirely up to you.

Things turn out best for the people who make the best of the way things turn out.

John Wooden